California’s wildfires aren’t just destroying homes—they’re reshaping the entire insurance market. As major insurers pull out of high-risk areas, homeowners are left facing rising premiums, reduced coverage, and new hurdles when disaster strikes.
In this episode, Meghan McNulty sits down with property insurance expert Daniel Gonzales-Hatton to unpack these challenges and share practical steps homeowners can take to protect their properties and financial futures.
Episode Highlights:
- Why insurance companies are retreating from California’s wildfire-prone regions
- How the FAIR Plan works—and its hidden limitations
- The risks of owning property through trusts and LLCs if not properly insured
- Essential steps homeowners should take before disaster strikes
- How to work with brokers and ensure correct entities are listed on policies
Why Listen?
If you own property in California, understanding the rapidly changing insurance landscape is crucial. This episode delivers actionable insights on navigating rising costs, coverage gaps, and how to avoid common mistakes that could leave you unprotected. Whether you’re a homeowner, realtor, or loan officer, you’ll walk away with the tools you need to safeguard your investments.
Mini Snippet from the Podcast:
“Many homeowners don’t realize that if their trust or LLC isn’t correctly named on the policy, they could face serious coverage issues when it matters most.” – Daniel Gonzales-Hatton
About Meghan’s Guest:
Daniel Gonzales-Hatton is the Agency Owner at Goosehead Insurance, a nationally recognized independent agency specializing in residential property coverage. With extensive experience in California’s evolving insurance market, Daniel helps clients navigate complex ownership structures, regulatory hurdles, and coverage challenges. His client-focused approach emphasizes education and transparency through workshops and personalized consultations.
Tune In and Stay Informed:
Stay ahead of the curve and protect your assets with expert insights. Don’t miss this essential conversation on how California’s wildfire crisis is transforming the insurance landscape—and what you can do about it.
Learn more: www.gooseheadinsurance.com
Contact Daniel: daniel.gonzales@goosehead.com
CA License #0K45577 | AZ License #17707678
We appreciate you joining Meghan and Daniel Gonzales-Hatton for this insightful discussion—your support keeps these valuable conversations going.
